Commercial

Commercial Insurance includes a broad range of policy options designed to protect you, your business, and your employees in the event of a claim or financial loss.  Every commercial business has its own unique set of risks, which means a commercial insurance policy must be tailored to your type of business.

Generally, your Commercial Property: including building, business personal property and equipment.  Commercial Auto: vehicles used in your business.  General Liability: for your products, completed operations, premises coverage, defense costs, and negligence.  Worker’s Compensation: providing insurance coverage for your employees for injuries and disability while on the job. Your potential Loss of Business Income: if your business is closed down as the result of a covered peril.  These are just a few of the basic policies available to you in addition to the special insurance policy coverages your business may want to consider.

To protect you and your family as an owner.  It also protects your business property, products, customers, and your employees. The use of Commercial Insurance coverage is the best way to protect the investment you have made into your business and yourself as an owner.

There are many similarities between insurance companies regarding the commercial policy forms used.  However, while they may be generally “alike” there can be significant differences in some policy forms issued by different insurance companies.  These differences are important to identify and to consider when purchasing commercial insurance for your business. 

All businesses are unique in some ways and may require insurance coverage that is specific to yours.  See your Blum-Leonard Insurance agent and visit with them about your specific business insurance needs.  They can share their education and experience as an Independent Insurance Agency with you.  They are a Trusted Choice resource, there for you, to make an informed choice.